Reimagining real estate, one sale at a time.
Full MLS exposure, AI-powered pricing, listing copy, and negotiation support — for one flat fee instead of a 3% commission.
Enter your home's size and a few nearby comparable sales you already know of, and we'll estimate a starting price range using a simple price-per-square-foot method — the same basic math behind any comps-based pricing.
This is a rough, do-it-yourself estimate using only the comps you enter — it doesn't account for condition, upgrades, lot size, or true market activity. Once you list with us, we pull real, current MLS comps for a far more accurate recommendation.
Everything a listing agent normally handles — minus the commission.
Enter your address. We pull comps, recommend a price, and generate your listing description and photos — then push it live on the MLS through our broker partner.
Your home syndicates to Zillow and Realtor.com, plus a ready-made set of social posts for Facebook Marketplace and Nextdoor.
Review offers with AI-flagged terms, draft counters, and walk through Virginia disclosure paperwork step by step — with attorney review available if you want it.
No agent in the room doesn't mean no protection. Every showing request goes through a verification step before anyone gets a way into your home.
Buyers confirm a mortgage pre-approval letter or proof of funds before a showing is confirmed — the same standard a listing agent would require.
Buyers verify their government ID before a showing time is locked in, so every visitor to your home is a confirmed, real identity — not an anonymous request.
Once verified, a unique entry code is issued for that appointment window only, and automatically expires afterward — no shared, standing codes.
Ask us about adding live video companion support for showings, so you're never in the home alone with an unverified visitor.
From modern builds to classic Virginia colonials, our AI pricing and marketing tools adapt to what makes your home stand out.
A traditional agent bundles three different things into one commission: access to the MLS, pricing and paperwork expertise, and legal coordination. We unbundle it — keeping the professionals, removing the percentage.
Your home is listed on REIN and syndicated to Zillow and Realtor.com through our licensed Virginia broker partner, exactly like an agent-listed home.
A licensed Virginia attorney still prepares your deed and can review your contract. That's legally required regardless of whether an agent is involved, and we never skip it.
Verified pre-approval, ID checks, and time-limited entry codes before anyone can schedule a showing at your home.
FSBO homes that go it alone often sell for less because they lack real pricing support. Our AI pulls live comps so you're not guessing — the exact gap that causes underpricing, closed.
Our AI assistant flags weak offer terms and drafts counters, and independent attorney review is available before you sign anything.
This isn't a fully automated black box. Real people are behind this platform and reachable by phone or email at every step.
I'm David Taylor, the founder of MortgAIge Solutions. I started this because I watched the commission structure around home sales stay stuck in place while nearly everything else about buying and selling got easier and more transparent. I don't think the answer is stripping away support — it's rebuilding it around AI tools, a licensed broker partner, and an independent attorney, so sellers keep real protection without handing over tens of thousands of dollars to get it.
This is still a hands-on operation. If you call or email, you're getting me or someone on our small team directly — not a call center reading from a script.
Selling a home is stressful enough without also feeling alone in the process. AI can price your home and draft your listing — it can't sit with you through a hard negotiation or a nervous week before closing. That's still on us, in person.
You get a named point of contact for your sale, not a rotating support queue. The person who helps you list is the person who picks up when you call.
We reach out at the moments that tend to matter — after your first showing, after an inspection report, the week before closing — instead of waiting for you to have a problem before you hear from us.
When an offer gets tense, our AI preps the analysis, but a real person is available to help you think it through — or make the call to the buyer's side on your behalf.
Our team's job isn't just answering questions correctly. It's noticing when you need reassurance, not just information, and giving you both.
"Selling a home is stressful enough without also feeling alone in the process. You'll have a real person in your corner the whole way, not just software."
Price counters, inspection repair demands, closing cost asks — this is where FSBO sellers usually feel most exposed. Here's the system that stands in for what an agent would normally handle.
Before your first showing, we walk you through your real flexibility — lowest acceptable price, repair-vs-credit preference, closing date flexibility, and how much of closing costs you'd consider covering. When a real offer lands, you already know how it compares.
Every inspection item gets triaged into three buckets: safety/lender-required, negotiable, and typically declined — so you're never guessing whether a request is standard or a stretch.
"Fix the roof" becomes an actual number. We help you get quick repair estimates so you're comparing a real credit against a real repair cost — not conceding out of uncertainty.
Appraisal gaps, tight timelines, competing offers — when a request falls outside normal territory, our team gets on the phone with you before you respond, not after.
Foundation, electrical, roof leaks, active water damage — items that can hold up financing if ignored.
Aging HVAC, minor plumbing issues, code-adjacent items — reasonable to discuss a credit or partial fix.
Cosmetic wear, minor scuffs, normal age-related items most buyers expect to inherit.
A buyer's ask for a price cut and an equal-sized closing credit aren't the same thing financially. See the real difference before you respond.
Zillow and Realtor.com are ad-driven listing portals, not seller advocates. Redfin is a discount brokerage that still charges a percentage. Here's the honest comparison, based on a $450,000 Virginia home.
| Traditional Agent | Redfin | Zillow / Realtor.com | MortgAIge Solutions | |
|---|---|---|---|---|
| MLS listing (REIN) | Yes | Yes | No — listing portal only | Yes |
| Fee structure | % of sale price | Reduced % of sale price | Free to list, sells agent ads against your listing | Flat fee, disclosed up front |
| AI-powered pricing | — | — | — | Included |
| Negotiation support | Agent-led | Agent-led | None | AI assistant + optional attorney |
| Buyer verification for showings | Varies by agent | Varies by agent | None | Built in, every showing |
| Attorney/deed coordination | Referral only | Referral only | None | Coordinated for you |
| Approx. cost on $450,000 home | $11,250+ | $4,500–$6,750 | $0 listing, no support included | $399–$1,499 |
Figures are illustrative estimates for comparison purposes; actual commissions and fees vary by agent, brokerage, and negotiated terms.
Houzeo, Homecoin, and BuySelf Realty solve the same basic problem we do — MLS access without a full commission. Here's how our approach differs, based on publicly available pricing and reviews.
| Houzeo | Homecoin | BuySelf Realty | MortgAIge Solutions | |
|---|---|---|---|---|
| True flat fee (no % at closing) | No — 0.5%–1.25% added at closing | Yes, but core add-ons cost extra | Varies by package/county | Yes, always — fee never changes |
| Photography & lockbox included | Varies by tier | Extra cost on base plan | Varies by package | Included in your tier, disclosed up front |
| Dedicated, consistent support | Assigned third-party broker; reviews cite slow, inconsistent response | Minimal, DIY-oriented | Self-service; limited assistance | Direct contact, same team every time |
| AI pricing & negotiation support | Only on highest-cost plan | Not offered | Not offered | Included from Standard tier up |
| Buyer verification for showings | Not offered | Not offered | Not offered | Included on every showing |
| Buyer inquiries reach you directly | Varies by plan | Routed through Homecoin first | Direct | Direct |
| Mobile / installable app | App on higher tiers only | No dedicated app | No mobile app | Installable app on every tier |
| Market focus | Nationwide, generalized | Nationwide, generalized | Nationwide, generalized | Virginia-specific expertise |
Comparison based on publicly available pricing pages and third-party reviews as of 2026; features and pricing change over time, so confirm current details directly with each provider.
Every tier includes full MLS listing. No commission, ever.
Yes. Only a licensed broker or agent can list a home on Virginia's MLS, so we partner with a licensed brokerage to handle that piece. Everything else — pricing, marketing, negotiation support — doesn't require a license, and you stay in control of your sale the whole way.
Yes, this is a for-sale-by-owner model. You (or a scheduling tool we provide) handle showings directly, which is part of how the savings work. We give you the tools to do that with confidence.
Our AI assistant reviews incoming offers, flags weak or unusual terms, and helps you draft a counter. Premium includes an on-demand attorney for final contract review before you sign.
The flat fee is due when you list, not on sale — ask us about current pilot pricing and terms.
Some flat-fee MLS sites operate as referral clearinghouses — they take your payment, then hand your listing off to whichever independent agent in their network happens to pick it up. That can mean surprise fees added after you've already paid, or an agent declining your listing altogether. We work with one known, vetted Virginia broker partner, and your flat fee is your full fee — nothing gets added at closing that wasn't disclosed up front.
Reach out directly — we respond to every seller personally.
Join the first group of Virginia sellers using MortgAIge Solutions to sell without giving up a commission.
Reserve your listingLast updated: July 2026
MortgAIge Solutions ("we," "us," "our") provides AI-assisted tools and coordination services to help Virginia homeowners list and sell their homes without paying a traditional percentage-based real estate commission. We are a technology and coordination service — we are not a licensed real estate brokerage, and we do not act as your real estate agent.
Depending on the tier you purchase, our service may include: AI-generated pricing recommendations, listing descriptions, photo enhancement, marketing content, an AI negotiation/offer-review assistant, and coordination with a licensed Virginia broker partner for MLS listing access. Where legally required — such as deed preparation and settlement — these functions are performed by independently licensed attorneys or settlement agents, not by MortgAIge Solutions.
We do not provide legal advice. Our AI tools assist with organizing and preparing standard paperwork, but do not replace review by a licensed Virginia attorney. Contract drafting for non-standard terms, deed preparation, and settlement/closing services must be handled by a licensed attorney or settlement agent, which we can help connect you with.
Our fee is a flat, one-time fee based on the tier selected at checkout, disclosed in full before payment. This fee is separate from, and does not include, standard closing costs such as title insurance, settlement/attorney fees, transfer taxes, or any buyer-agent compensation you may negotiate separately.
Because work begins immediately upon purchase (including MLS listing setup and AI-generated materials), fees are non-refundable once your listing has been submitted to our broker partner for MLS publication.
As a for-sale-by-owner (FSBO) seller using our platform, you remain responsible for conducting showings, communicating with buyers and their agents, and making final decisions on offers and contract terms. Our tools are designed to support you in these tasks, not to replace your judgment or legal counsel.
MortgAIge Solutions provides tools and coordination services on an "as-is" basis. We are not liable for the outcome of your home sale, including final sale price, time on market, or any disputes arising between you and a buyer. We strongly encourage every seller to retain independent legal counsel for contract review before signing any purchase agreement.
We may update these terms from time to time. Continued use of our services after changes are posted constitutes acceptance of the revised terms.
Questions about these terms or a refund request can be sent to davidtaylor.mortgaigesolutions@gmail.com or by phone at 573-586-6197.
Last updated: July 2026
To provide our services, we collect information you give us directly, including your name, email, phone number, property address, and details you enter into our pricing, negotiation, or showing-scheduling tools. If you use our showing-verification process, we may also collect government ID information and proof-of-funds or pre-approval documentation.
We use your information to list your property, coordinate with our licensed broker and attorney partners, schedule and verify showings, process payments through Stripe, and communicate with you about your sale. We do not sell your personal information to third parties.
We share only what's necessary with the parties directly involved in your transaction: our licensed MLS broker partner, an independent attorney for contract or deed matters, and payment processing through Stripe. We do not share your information with unrelated third parties or advertisers.
Documents submitted for buyer showing-verification (ID, pre-approval letters, proof of funds) are used solely to confirm identity and readiness to purchase, and are retained only as long as reasonably necessary for the transaction, after which they are deleted.
Our website may use basic functional cookies and caching (including offline support through a service worker) to improve performance. We do not use third-party advertising trackers.
You can request a copy of the information we hold about you, ask us to correct it, or request deletion, subject to any records we're legally required to retain (such as transaction documents). Contact us using the information below to make a request.
We take reasonable measures to protect your information, but no online service can guarantee absolute security. If you believe your information has been compromised, please contact us immediately.
We may update this policy from time to time. Continued use of our services after changes are posted constitutes acceptance of the revised policy.
Questions about this policy or a data request can be sent to davidtaylor.mortgaigesolutions@gmail.com or by phone at 573-586-6197.